Meet The Finalists

Best POS Innovation
Bluefin for PCI-validated P2PE which protects mPOS and traditional POS from malware and protects their customers and brand .

Vote

Creditcall’s EMV Migration SDK – ChipDNA – for enabling secure chip-card payments in POS applications without the complexities of EMV compliance and lengthy certification processes.

Vote

Financeit for empowering merchants to offer point-of-sale loans to their customers.

Vote

First Data’s Clover Mobile for creating a cloud-based business management system for small and mid-sized businesses which accepts the broadest range of payment types.

Vote

The Poynt Smart Terminal for rethinking and reimagining mobile point of sale.

Vote

Best B2B Innovation
AribaPay for a fully integrated, cloud-based solution for buying goods and services and exists solely within the Ariba Network

Vote

Behalf for reinventing the formula for underwriting small business loans
Billtrust for providing automated invoice-to-cash solutions for North American businesses across both B2B and B2C markets.

Vote

Payoneer for connecting businesses, professionals, countries and currencies with its cross-border payment platform.

Vote

Tungsten Networks for accelerating global trade by enabling touchless invoice processing, strengthened cash flow and better bu

Vote

Best Cash Innovation
Bank Of America Merril Lynch’s CASH360 for eliminating the manual counting of bills and coins through the use of a smart recycler. 

Vote

Bill2Pay & PayNearMe for allowing customers to pay bills with cash at their convenience.

Vote

Fiserv’s CorPoint for eliminating processing silos and point solution barriers that impact organizations managing cash and other assets across the globe.

Vote

venmo for helping users share and make payments to friends.

Vote

Walmart 2 Walmart for low-cost service allows customers to transfer money to and from more than 4,000 Walmart stores nationwide.

Vote

Best Small Business Innovation
FreshBook, the cloud accounting software company and Fundbox the online service for turning unpaid invoices into cash to help small business owners borrow against unpaid invoices.

Vote

OnDeck for issuing small business loans using OnDeck Score™ technology, which focuses on the health of your business – not your personal credit score.

Vote

PaySimple for providing small business merchant accounts, mobile payments, electronic payments, and ACH processing services.

Vote

Riskified for the turnkey risk management solution that reviews, approves and guarantees transactions.

Vote

WePay for being an online payment service provider which focuses on platform businesses such as crowdfunding sites, marketplaces and small business software.

Vote

Best Check Innovation
Bill.com for working with your accounting software to accept payments and eliminate paperwork, save time and save money.

Vote

clearxchange for enabling business and government institutions to switch from check to digital disbursements, allowing payments to be deposited directly into a consumer’s bank account.

Vote

Mitek’s Mobile Imaging Platform for enabling businesses to use their smartphone camera to deposit checks.

Vote

myEcheck for offering a fully electronic check.

Vote

American Express’ Serve for their prepaid offering which supports Mobile Check Capture.

Vote

Best Prepaid Innovation
Bluebird Savings for comparing prices items bought at Walmart to the advertised prices of top retailers in the area, transfers the savings difference to a specific account.

rVote

CashStar for providing digital gifting solutions for the world’s leading brands.

Vote

entropay for giving an easy, safe way to pay online in the form of a Prepaid Virtual Visa Card

Vote

Payrange for breaking the payment barrier by bringing cost-effective, easy-to-use mobile payments to machines.

Vote

PostFinance for enable the purchase, delivery, redemption and administration of gift cards virtually within the mobile banking app and treat gift cards as a currency equivalent, not as a threat to traditional bank transactions.

Vote

Best New Technology
AU10TIX for providing solutions for automating the capture, classification, authentication and conversion of ID documents and document images to workable digital records.

Vote

InAuth for helping FI’s build and maintain a trusted relationship with their customers and partners in their mobile interactions.

Vote

LoopPay for developing a technology that enables consumers to pay with their phone at millions of retailers

Vote

MasterCard for giving cardholders the freedom to redeem rewards points at the point of sale, either online or in stores.

Vote

For MasterCard and Visa’s efforts to reinvent card and account security for the digital generation.

Vote

Best Credit Innovation
Affirm for enabling consumers to pay off their purchase in easy, fixed monthly payments.

Vote

Fundbox for leveraging deep data analytics to accelerate cash flow and clear invoices for small businesses.

Vote

PayItSimple for enabling consumers to pay for their purchases with interest-free installments on their existing credit card.

Vote

Revolution Credit for transforming the credit decisioning process for both lenders and consumers.

Vote

Vayana for becoming the place where enterprises and consumers connect to each other and to FI’s.

Vote

Most Invisible Innovation
Adyen for its best in class global acquiring and processing services.

Vote

AU10TIX for providing solutions for automating the capture, classification, authentication and conversion of ID documents and document images to workable digital records.

Vote

Citi Retail Services for setting the standard for how FI’s share with outside technologies.

Vote

clearxchange for its digital payment network that is used to offer P2P and B2C payments by financial institutions that represent over half the U.S. online banking market.

Vote

Forter for building the only consumer-centric fraud prevention solution that focuses on enabling eCommerce to grow without being limited by fraud.

Vote

Best Comeback Story
Groupon for pivoting beyond the daily deal.

Vote

Neteller for the money transfer system that allows transfer between merchants and individuals

Vote

Sam’s Club for its 5-3-1 MasterCard Credit Card Cash Back Program

Vote

Sequent for its open wallet platform-as-a-service for secure mobile payments

Vote

Visa Checkout for simplifying the checkout experience using a secure, single sign-on across channels and devices.

Vote

The NACHA Best Innovation in ACH
Clear2Pay for delivering secure, timely and streamlined payments processing.

Vote

clearXchange for enabling business and government institutions to switch from check to digital disbursements, allowing payments to be deposited directly into a consumer’s bank account.

Vote

earthport for delivering high-urgency volume payments efficiently, accurately and on time

Vote

Knox Payments for allowing merchants to accept payments directly from their customer’s bank accounts.

Vote

Mint Bills for providing one simple and organized place for bills and easy bill payment.

Vote

Most Innovative Company
Affirm for enabling consumers to pay off their purchase in easy, fixed monthly payments.

Vote

Apple Pay for reengergizing mobile payments.

Vote

LoopPay for developing a technology that enables consumers to pay with their phone at millions of retailers

Vote

For MasterCard and Visa’s efforts to reinvent card and account security for the digital generation.

Vote

The Poynt Smart Terminal for rethinking and reimagining mobile point of sale.

Vote

Most Disruptive Company
AribaPay for a fully integrated, cloud-based solution for buying goods and services and exists solely within the Ariba Network

Vote

Behalf for reinventing the formula for underwriting small business loans
Klarna for removing friction from mobile commerce by enabling consumers to shop with only their email address and zip code.

Vote

peerTransfer for providing innovative global payment solutions for the education industry

Vote

Ripple for revolutionizing real-time payments.

Vote

Best Merchant Solution
Argo Tea for launching their “LoyalTEA” app to allow users to preorder and pay for beverages for immediate pick-up at the bar station.

Vote

Burger King for a mobile app that gives customers the option to order food and drinks ahead for in-store pickup.

Vote

Target’s Cartwheel for a new take on coupons and enables users to find and share the best deals in all your favorite areas.

Vote

My DQ for a mobile payment app that enables loyalty rewards, offers and payments.

Vote

GameStop for offering a gift card online exchange with a partnership with Cardpool.

Vote

Best Debit Innovation
Yoyo for settling accounts directly using bank transfer.

Vote

KB Kookmin Card, in partnership with MasterCard, for offering a virtual credit card that allows overseas customers easy access to retail sites.

Vote

Moven for being a debit account and card that tracks spending for the user.

Vote

RadPad for enabling rent payments made via debit card, even for landlords that are not signed up for RadPad.

Vote

tip.ly for offering a mobile payment solution that allows people to tip service processions with their mobile phone without the exchange of any perosnal information.

Vote

Best Newcomer
AU10TIX for providing solutions for automating the capture, classification, authentication and conversion of ID documents and document images to workable digital records.

Vote

Forter for building the only consumer-centric fraud prevention solution that focuses on enabling eCommerce to grow without being limited by fraud.

Vote

Fundbox for leveraging deep data analytics to accelerate cash flow and clear invoices for small businesses.

Vote

TrueAccord for being an automated platform where businesses can boost recovery rates and preserve client relationships by turning collections into a recovery and reconciliation process.

Vote

Zerve for enabling users to book tickets directly, online or over the phone, based on detailed info, customer reviews and real-time availability.

Vote

INNOVATOR AWARDS VOTING IS NOW CLOSED!

THANK YOU FOR YOUR PARTICIPATION.

If you have any questions, please contact Jacqueline at jmurphy@pymnts.com

Lights. Cameras. Recognition
Viewed as the most prestigious recognition awards in the payments industry, the PYMNTS Innovator Awards has seen an exponential increase in participants and sponsors, and boasts a submission, selection and voting process that is unmatched in intellectual rigor and competitive energy.

A closing dinner gala honoring both new and seasoned payments executives, including inductions to the Payments Hall Of Fame®, The PYMNTS Lifetime Achievement Awards plus 15 best-in-class awards covering a range of innovation categories

From hundreds of submissions, our panel of judges select five finalists. Then, our PYMNTS.com® readers select three winners for each of the 15 Innovation Award prize categories including, the coveted “Most Innovative and Most Disruptive Payments” Players.

The PYMNTS.com® Innovator Awards is the premier event in the payments world, bringing together the fastest rising stars and highlighting the most revolutionary companies in the space

Matthew Witheiler, Principal, Flybridge Capital Partners, and Innovator Awards Judge

INNOVATOR AWARD NOMINATIONS NOW CLOSED!

If you have any questions, please contact Jacqueline at jmurphy@pymnts.com

awards1
portfolio2

2015 PYMNTS Hall of Fame® Inductions

Michael Joseph

Director of Mobile Money

Vodafone

Phil Tomlinson

Chairman of the Board

TSYS

2015 PYMNTS Innovator Awards Judges

Jan Estep

President & CEO

NACHA

Aaron Goldman

Principal

General Atlantic

Matt Harris

Co–Founder, Managing General Partner

Bain Capital Ventures

Paul Purcell

Partner

Continental Advisors, LLC

Hans Morris

Former President Visa, MD at GA, Citi
Managing Partner

Nyca Partners

Dan Rosen

Founder and Partner

Commerce Ventures

Matt Witheiler

General Partner

Flybridge Capital Partners

Innovation Project® 2015

March 18-19, 2015
Located on the Harvard University* campus in Cambridge, MA.

To sponsor this event, please contact our Team at events@pymnts.com.

 

THE INNOVATION PROJECT®, THINKATHON®, PAYMENTS HALL OF FAME®, and all related logos are trademarks of PYMNTS.com® and may not be used without the express written permission of PYMNTS.com®

For the past two years the PYMNTS community has nominated innovators for 16 categories and the finalists were chosen from a panel of judges who have deep and practical expertise in payments and innovation.

The top three finalists in each category were determined by voting from PYMNTS.com®.

Check out the finalists from Innovation Project® 2014. Click here

Join us in 2015

*Please note that The Innovation Project® and PYMNTS.com® are not affiliated with Harvard University, nor is the Innovation Project® 2015 a Harvard University program or activity.